This week wasn't a total disaster. I spent $158, and slightly over 1/3 of that was for medical expenses. There was definitely room for improvement this week but at the same time I didn't buy a single object this week.
Green is purchases that were either necessities or purchases that I will only give up if I end up in serious financial trouble. Orange purchases were probably okay but should've been considered for longer. Red purchases shouldn't have happened. Asterisks indicate physical objects.
- Two prescription refills: $20
- Physical therapy: $35
- Tithe: $5
- Guitar lesson: $45
- Museum membership and lecture: $35
- Another Star Trek kindle book: $8
($55 of that was medical)
- "No peeking" bonus (guitar fund): $10 = $158 total
- Clutter tally: 0 objects purchased
Bank account balance: $0.00.
$44.75 still owed to the Chief Engineer for my ski boots.
I also started something new for myself this week. I have a very bad anxiety-driven habit of obsessively checking my bank account multiple times a day. Unfortunately my bank account's online system displays not just my checking account balance but also the numbers for my tiny little stock portfolio. So yes, every time I look at it, the numbers are different. Even when I check it eight times a day. Which I have.
It's easier to break habits when there's an incentive. My incentive is to "pay myself" $5 for every day that I don't look at my bank accounts or look up any stock values online. The money then goes into my guitar fund. The idea occurred to me on Tuesday, so you'll see two "no peeking!" bonuses for Wednesday and Thursday. Hopefully a few months of this should help me break my habit and help me save for a guitar (or knowing me, the guitar money will end up paying medical bills instead.)
The museum lecture and membership I shouldn't have purchased, nor the kindle book. Not right now, anyways. But given that the lecture is about space disasters and Ken Mattingly (Apollo 13's original co-pilot) is speaking I went mildly crazy at the opportunity to hear him talk. Between that and a Star Trek book and the amount that I spent, I think I'm living in a world of science fiction right now.
Reality better set in soon because I looked at my upcoming expenses for the first week in February: Two physical therapy appointments and one psychiatrist visit will total $210. Yes, I know I need a cheaper psychiatrist and I did just make an appointment with the only psychiatrist I can get to without a car who takes my insurance. I nabbed his first open appointment, in April. Until then this expensive psychiatrist visit is an important appointment that I have to keep.
I've been blabbing on a lot lately about money, when this is a hoarding blog. Are you enjoying the Diagnosis: Affluenza posts? I'll have more hoarding horror stories to tell this week. We're headed back to Pennsylvania to spend a day skiing, and that means (tada!) we have to stay with my parents.
See you soon!