tag:blogger.com,1999:blog-1471390087114256737.post2915876343587618960..comments2023-10-20T06:09:52.996-04:00Comments on my unhoardED life: Getting out of debt step 3: cut the lifestyle creepAnonymoushttp://www.blogger.com/profile/03828440573673170480noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-1471390087114256737.post-23999528602952588852014-05-03T19:56:19.533-04:002014-05-03T19:56:19.533-04:00hey there, thanks for visiting my blog!
I know t...hey there, thanks for visiting my blog! <br /><br />I know the feeling about making choices because something is more "grown up"! I've definitely made a lot of poor financial choices because I wanted to feel more independent. But I think getting out of debt quickly is one of the most grownup things you could do, and I saw your payoff calendar. You've done an awesome job! Thanks again for stopping by.Anonymoushttps://www.blogger.com/profile/03828440573673170480noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-72563995582944065292014-05-03T18:14:35.539-04:002014-05-03T18:14:35.539-04:00Oh yeah. Unfortunately my lifestyle creep was *dur...Oh yeah. Unfortunately my lifestyle creep was *during* grad school -- I didn't even wait til it ended! I just hit 30 or so and was like "OK, I want to both live on my own and live in a neighborhood that I like," and I definitely could not afford to do both of those things. Hence the loans, sigh. Should've stuck with roommates for another few years.thesingledollarhttps://www.blogger.com/profile/05983910821824106143noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-34081597398333915392014-05-03T10:04:51.186-04:002014-05-03T10:04:51.186-04:00@ EcoCatLady isn't it amazing that in spite of...@ EcoCatLady isn't it amazing that in spite of how ridiculous cycling gear looks, the clothes are still temptations? lol You've definitely got a point about twice monthly guitar lessons being easier. Every week is has been a little intense, I just feel bad about giving my teacher half the work (read: cutting his income). Anonymoushttps://www.blogger.com/profile/03828440573673170480noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-66628557479245728512014-05-01T21:32:59.421-04:002014-05-01T21:32:59.421-04:00LOL I never knew she did that! There must be a lot...LOL I never knew she did that! There must be a lot to learn from the hippie crowd. I've never had much opportunity to get to be part of that crowd. <br /><br />And yes, the cleaning should help me stay decluttered. At least I hope it will!Anonymoushttps://www.blogger.com/profile/03828440573673170480noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-87579408006748860022014-05-01T21:31:24.110-04:002014-05-01T21:31:24.110-04:00I sure hope it will be! I've definitely starte...I sure hope it will be! I've definitely started spending more money on experiences now that I'm not so into stuff anymore. At first I thought it would still benefit my budget but so much for that idea! And I think it's great that you may not be sending the boys to the best public schools. There's something to be said for 'good enough' and besides, it's good for kids to be around other kids with more varied socio-economic life experiences. That's and education in and of itself.Anonymoushttps://www.blogger.com/profile/03828440573673170480noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-76745063419632696522014-05-01T21:28:10.688-04:002014-05-01T21:28:10.688-04:00That's awesome that you've been able to st...That's awesome that you've been able to stop keeping up with the joneses. I'm definitely still learning. But it sounds like it's had a very positive impact on your relationship with your wife and family. Thanks for the last piece of advice. I'll remember that.Anonymoushttps://www.blogger.com/profile/03828440573673170480noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-91332683580186849372014-05-01T07:28:12.854-04:002014-05-01T07:28:12.854-04:00I have friends that earn double my salary, and I&#...I have friends that earn double my salary, and I'll admit that I was jealous for a while. I wanted to be able to have the things only more money can buy.<br /><br />But I restructured my thought process and now I spend more time with my wife and family, and just enjoy being alive. <br /><br />You should never feel guilty about what you have or have earned in life, unless you are wasting it. Brianhttps://www.blogger.com/profile/11904256497847124393noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-13201916206262805072014-04-30T02:40:33.988-04:002014-04-30T02:40:33.988-04:00Given that the Queen (allegedly) keeps her breakfa...Given that the Queen (allegedly) keeps her breakfast cereal in a Tupperware tub, I've always thought the Royal family are probably fairly 'normal', given the crazy life they have!<br /><br />I think that I have got better at avoiding 'lifestyle creep'- at the moment I work with therapists with hippy tendancies, so they are much less interested in acquiring stuff and keeping up with the Joneses than my previous colleagues.<br /><br />Zoe, your savings ideas sound great....and cleaning means added motivation to declutter and thus have less to clean around! NicolaBhttps://www.blogger.com/profile/01542310810409358114noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-27668459599115360352014-04-29T19:18:39.752-04:002014-04-29T19:18:39.752-04:00I love your plan!! It sounds like it will be very ...I love your plan!! It sounds like it will be very fruitful economically :)<br /><br />As for me, I get lifestyle creep all.the.freaking.time. It's hard when we too live in a higher cost of living city, and it seems like everyone is richer. However, it shows up less in terms of stuff and more in terms of experiences. Fancy/foodie restaurants, tons of activities/sports/lessons for kids, lots of gyms/workouts/health foods--it seems never ending. I often feel like my kids are behind because I don't have them in tons of activities, and I don't care enough about myself because I'm not into health food and exercise crazes. I'm actually considering NOT having the boys go to the "best" public schools because I don't want that pressure to be there/that big. Megynhttps://www.blogger.com/profile/09237520120571515528noreply@blogger.comtag:blogger.com,1999:blog-1471390087114256737.post-59413514500511056372014-04-28T22:54:44.478-04:002014-04-28T22:54:44.478-04:00Holy Moly! The actual Dutchess of Cornwall! My ste...Holy Moly! The actual Dutchess of Cornwall! My stepmother always teases me about putting the silverware in the wrong place when I set the table, and tells me that if I keep it up the queen will never invite me to dinner. Here's hoping she was at least a little bit down to earth!<br /><br />Anyhow, I LOVE the phrase "lifestyle creep!" I think I'm in a very lucky situation in that most of the people I worked with were old hippies, and being broke is sorta par for the course as a musician. So I haven't really been face to face with the situation where I felt the need to "keep up with the Joneses." I do have to admit, though, that the deeper I get into cycling, the more tempted I am to fall into the trap of thinking that I need the latest greatest cycling clothes or shoes or whatever in order to be happy.<br /><br />And this has nothing to do with anything, but I always feel a twinge of jealousy when people talk about waxing their eyebrows. Mine are sooo light-colored that they're practically translucent. Seriously, I always wonder if people think I was just born without them!<br /><br />BTW - every other week guitar lessons is a fantastic idea. My experience running the music school was that most students actually did better on an every other week schedule because it gave them more time to actually practice and absorb all of the material from the last lesson. Smart move from many different angles!EcoCatLadyhttps://www.blogger.com/profile/15704811319510740473noreply@blogger.com